| Q. |
How many credits can I take on-line to fulfill my C.E. requirements? |
| A. |
Only half of your required C.E. credits can be an on-line self- study course, the other half must be in class. |
| |
|
| Q. |
Can I pay on the day of class? |
| A. |
Yes, but there will be an additional charge of $ 10.00. |
| |
|
| Q. |
Will your company report my C.E. credits to Experior? |
| A. |
Yes. We report all C.E. credits the night they were completed. Licensees will no
longer have to provide C.E. course completion certificates with their renewal notices. You should retain copies of the completion certificates so that you can readily show which courses you have taken if the MIA audits your application. |
| |
|
| Q. |
Can I pay for the courses by check or money order? |
| A. |
Yes. |
| |
|
| Q. |
What is Experior’s telephone number? |
| A. |
800-324-4592 MIA telephone number: 410-468-2385 |
| |
|
| Q. |
Who is required to take Continuing Education (C.E.) courses? |
| A. |
Most individuals who are licensed as a producer are required to take C.E. courses. Individuals who are authorized to sell only HMO coverage, Travel Insurance, and Credit insurance are not required to take C.E. |
| |
|
| Q. |
When must C.E. be completed? |
| A. |
Required C.E. must be completed before a license can be renewed. C.E. must be taken before the expiration date of the license. |
| |
|
| Q. |
How many C.E. credits are required for renewal? |
| A. |
In general, licensees must earn a total of 16 C.E. credit hours for a two year license. Licensees who have been licensed ontinuously for 25 years from the current renewal year (no gaps in license history) only have to earn 8 hours of C.E. |
| |
|
| Q. |
Can I take the same C.E. courses more than once? |
| A. |
Yes, but you will not receive credit if the course is repeated within the same renewal period. If the course is taken during two consecutive renewal periods, there must be at least 6 months between the course completion dates in order to receive credit. |
| |
|
| Q. |
Are there requirements as to the subject matter of the required C.E. courses? |
| A. |
Yes. Licensees must take C.E. courses that pertain to the lines of insurance that they hold on their producer license(s). Licensees who hold just Life and Health, must take the total C.E. hours in L/H courses. Licensees who hold just Property and Casualty, must take the total C.E. hours in P/C courses. Licensees who hold a mix of Life, Health, Property and Casualty lines of insurance, must take 25 percent of the total hours in each category - L/H and P/C. For example, a licensee who needs 16 hours and who is authorized for both Life and Health and Property and Casualty must take a minimum of 4 hours in L/H courses and a minimum of 4 hours in P/C courses. The remaining 8 hours can be taken in either category. If the licensee must fulfill only
8 hours of C.E., a minimum of 2 hours must be in L/H courses and a
minimum of 2 hours in P/C courses. The remaining 4 hours can be
taken in either category. Title producers are expected to fulfill their CE
requirements by taking title insurance CE courses. |
| |
|
| Q. |
Are there any special requirements for Long Term Care? |
| A. |
Yes. Licensees who are selling long-term-care insurance must earn (2) of their total C.E. hours by taking a long-term-care course. This will count toward their L/H requirement. |
| |
|